Loan & Incentives

Students should check out the following financial assistance offered by various agencies and institutions to support their study at WOU.

Open Distance Learning

National Higher Education Fund / PTPTN

WOU Undergraduate Programmes qualify for PTPTN loans. Log-in to www.ptptn.gov.my for further details. Please contact your Regional Centre for assistance and advice.

Employees Provident Fund (EPF)

EPF contributors can withdraw from their EPF Account II to support their studies.  To apply, please obtain the Borang KWSP 9H (AHL) from the nearest EPF office and liaise with your nearest Regional Centre to obtain the relevant supporting letters from WOU.

Note: WOU only charges fees on a per semester basis. Any excess EPF funds parked with WOU will not be construed as advance payment for tuition fee and is not interest bearing. 

0% easy payment system

WOU tuition fees qualify for a 6 month 0% easy payment scheme when you pay using a Maybank, Alliance or Hong Leong credit card.  For further information, please contact your nearest Regional Centre.

Bank Loans

Certain banks may provide study loans. Please check with your respective bank for further details.

On Campus Learning

Employees Provident Fund (EPF)

EPF contributors can withdraw from their EPF Account II to support their studies.

To apply, please obtain the Borang KWSP 9H (AHL) from the nearest EPF office and liaise with your nearest Regional Centre to obtain the relevant supporting letters from WOU.

 

Note: WOU only charges fees on a per semester basis. Any excess EPF funds parked with WOU will not be construed as advance payment for tuition fee and is not interest bearing.

Instalment Plans

Instalment payment plans are available in special circumstances. Please consult your nearest Regional Centre for further details.

0% easy payment system

WOU tuition fees qualify for a 6 month 0% easy payment scheme when you pay using a Maybank, Alliance or Hong Leong credit card. For further details, please contact your nearest Regional Centre.

Bank Loans

Certain banks may provide study loans. Please check with your respective bank for further details.

Penang State Government Education Loan

The Penang State Government Education Loan was established to provide education loans to Malaysian citizens who were born or receive part of their education in Penang. The criteria for application are:

 

  • Must be born in Penang or have at least studied in a Penang-based school for five years.
  • Must have received an offer to study at a local public education institution, or a private one that has been approved by the Malaysian Qualifications Agency.
  • Must not be already sponsored by another entity.
  • Application has to be made via online.

For more details, please visit www.epp.penang.gov.my. 

Friends and Family Programme

Open Distance Learning

Expanding WOU community with WOU community introducing friends and family.

You can now get rewarded for each friend or family member that you introduce to WOU.  The more friends or family you introduce, the more you will earn!

Click to download the F&F Ambassador Form.

 

Who is eligible for this programme?

Applicable to all WOU students, alumni, tutors, part-time lecturers, staff* and WOU approved NGOs partners.

 *Regional Centre staff, Marketing and Senior Management from Chancellery are not eligible.

What are the incentives/rewards to be given under this programme?

Individual rewards in the form of cash per friend/family introduced who registered as new enrolment only (see below).  For existing students, you are rewarded with rebates for tuition fees (reward will be credited to your account with WOU).

For the Ambassadors

Individual rewards in the form of cash (see table below) per friend/family introduced who registered as new enrolment only. For existing student ambassadors, you are rewarded with rebates for tuition fees (reward will be credited in your statement of account).

 

ODL Programme

F&F Reward per Referral

Diploma Studies

 

RM150

Undergraduate Studies
(GC/GD/Degree/PostGrad Dip)

RM200

Postgraduate Studies

(Master & Doctorate Studies)

RM300

 

For the Referred Friend/Family

The referred friend/family shall receive a discount of RM100 in the form of fee waiver.

 

Enjoy up to RM300 cash reward for every student referral
OR
Referred student will enjoy RM100 in the form of fee waiver

On Campus Learning

WOU Friends and Family Programme offers rewards for introducing new students. It is open to all registered students, WOU alumni, staff* and school counsellors.

*Regional Centre Staff, Marketing and Senior Management from Chancellery are not eligible.

Rewards are given in in the form of rebates for tuition fees (for students). WOU staff, tutors, part-time lecturers, alumni and school counsellors will receive their rewards in cash.

Ambassador Category

F&F Reward for Full-Time Undergraduate Student

F&F Reward for Full-Time Diploma Studies

WOU Students, Alumni, Tutors and Part-time Lecturers

RM500 per referral

RM200 per referral

WOU Staff and School Counsellors

RM1000 per referral

RM200 per referral

For the Referred Friend/Family:

The referred friend/family shall receive a discount of RM200 in the form of tuition fee waiver.

Click to download the F&F Ambassador Form.

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